COVERED COMMERCIAL VEHICLE INSURANCE COVERAGES

No matter what vehicle you have in your fleet or business, Commercial & Farmers has the commercial vehicle insurance to keep you covered. We offer the following commercial truck insurance coverages.
Box Truck Insurance: Coverage for cargo cutaway, ice box, moving truck, reefer truck, sleeper box, tilt cab, and more.

Commercial Van Insurance: Coverage for van company and delivery businesses, such as caterers, couriers, electricians, expeditors, florists, plumbers, and tradesmen.

Dump Truck Insurance: For those who own or operate dump trucks, basic truck insurance coverage or motor carrier filings for dump truck operators will be needed.

Farm Truck Insurance: Can be custom created for the specific tasks your farm truck insurance needs to cover.

Semi Truck Insurance: Our semi insurance is comprehensive with owner operator insurance, motor carrier insurance, private carrier insurance, and more.

Tow Truck Insurance / Wrecker Insurance: Coverage for individual tower and tow truck companies for a variety of business purposes

SEMI-TRUCK INSURANCE COVERAGE FOR TRUCK DRIVERS IN NORTH CAROLINA

The semi truck insurance provided by Commercial and Farmers Insurance may cover the many potential risks associated with trucking operation. The semi insurance types we provide include:

  • Owner Operator Insurance. Additional coverage for independent drivers leased to a motor carrier including non-trucking liability insurance, physical damage coverage, and motor truck cargo insurance.
  • Motor Carrier Insurance. Coverage maintained by motor carriers for their business along with primary liability for for-hire truckers. Should include liability, bodily injury, and property damage with options for physical damage, medical payments, uninsured motorist, and motor truck cargo insurance.
  • Private Carrier Insurance. Coverage for private carriers including liability insurance, physical damage, and medical payments insurance.

Insurance for semi trucks is imperative to any fleet business as well as for-hire truckers. The commercial semi truck insurance policy you decide on should meet the semi truck insurance requirements specific to your business as well as your operating needs for coverage.
Call us today for personalized semi truck insurance quotes!

TOW TRUCK/WRECKER INSURANCE

Tow Truck Insurance can cover a variety of businesses, but maintaining that towing insurance is imperative to safeguard the business investment, no matter how large or small. Some of the businesses we are happy to cover with our commercial towing insurance include:

  • Auction Haulers
  • Auto Body Shops
  • Auto Club Contractors
  • Auto Mechanical Repair
  • Auto Salvage
  • Full Service Stations
  • Roadside Service Providers
  • Rotational Towing

Some of the commercial tow truck insurance options available to tow truck businesses as well as independent tow truckers includes:

  • Garagekeepers Legal Liability Insurance
  • Liability Insurance including Bodily Injury and Property Damage
  • Liability Insurance including Bodily Injury and Property Damage
  • Medical Payments Insurance
  • Medical Payments Insurance
  • On-Hook Towing Insurance
  • Physical Damage Coverage
  • Uninsured Motorist Insurance

If you want a tow truck insurance quote, give us a call today! We can provide a personalized monthly tow truck insurance cost guide as well as a policy tow truck insurance quote.

DUMP TRUCK INSURANCE

Whether you are hauling and dumping sand or gravel, Commercial and Farmers Insurance provides Dump Truck Insurance to keep you covered on the site and while traveling. Our commercial dump truck insurance options include:
Basic Dump Truck Insurance. Motor carriers should provide primary liability insurance for dump truck drivers on the job as well as full motor carrier insurance for yourself. Haulers leased to a motor carrier should carry additional coverage, including physical damage insurance.

Motor Carrier Filings for Dump Truck Operators. Commercial and Farmers Insurance provides motor carriers operating under their own authority with financial responsibility filing in addition to their commercial truck insurance.
When planning out your business budget, you will want to know how much is dump truck insurance and if you can afford to carry it. Our dump truck insurance rates are highly competitive and very affordable to ensure your business is protected within your budget. Call us today for a truck insurance quote!

BOX TRUCK INSURANCE

Our Box Truck Insurance is set up to cover a variety of different box truck vehicles and businesses who utilize them. Box Truck Insurance is a great option for businesses such as couriers, expeditors, retail operations, and household movers. Here are some of the basic box truck types we offer truck insurance for:

  • Cargo Cutaway Insurance
  • Ice Box Truck Insurance
  • Moving Truck Insurance
  • Reefer Truck Insurance
  • Sleeper Box Insurance
  • Tilt Cab Insurance

Depending on the ownership of the box truck, whether you use it for your business to carry your own goods or if you are a for-hire trucker, different types of business truck insurance coverage options are available. Private carriers will need basic insurance coverage, such as liability and physical damage. For-hire truckers with a primary liability insurance provided by the motor carrier will need specific types of insurance for a truck, such as Motor Truck Cargo Insurance or Non-Trucking Liability Insurance.
Call us today for a box truck insurance quote!

FARM TRUCK INSURANCE

Commercial Farm Truck Insurance has the ability to cover all aspects of your farm truck needs depending on the type of transporting and work your truck needs to accomplish. Our truck insurance for farm vehicles can include:

  • Collision Coverage
  • Liability Coverage
  • Medical Payments Coverage
  • Non-Owned Insurance Coverage
  • Physical Damage Coverage
  • Roadside Assistance Coverage
  • Towing and Labor Insurance Coverage
  • Uninsured or Underinsured Motorist Coverage

Packaging options are available for other business insurances you have on your policy. Call us today for more information on this commercial truck insurance option.

COMMERCIAL VAN INSURANCE

Commercial Van Insurance is a must-have for any type of business that performs delivery of goods or needs to haul equipment with them to job sites. This can include van insurance for caterers, couriers, electricians, expeditors, florists, plumbers, and tradesmen. From one delivery van to a fleet of vans, you need cargo van insurance to keep your business covered.

For businesses that have employees to drive the vans, make sure to include liability and physical damage insurance with enough coverage to avoid losing business profit in case of an accident. For independent contractors, see if your employer provides insurance coverage. Whatever they do not provide, you should buy yourself. Call us today to see what commercial driving insurance options are available to you.